Delivering personalised, professional wealth management services, in which our clients
find value -
and no surprise fees!
Our Fees policy won’t leave you scratching your head about what fees are being paid to your adviser
Under the Continuum Financial Planners Pty Ltd fees policy, advice fees are quoted before work commences; and ongoing service fees are packaged and priced according to your needs and requirements (and confirmed in an Ongoing Fee Arrangement or a Fixed Term Service Agreement).
Service Packaging
Each client is treated as an individual at Continuum Financial Planners Pty Ltd: we listen to your financial needs and structure our service arrangement with you to best suit those needs. We offer three standard service packages – and by adding additional services relevant to your situation, we can tailor your package of services to best suit you. The service arrangements are reviewed with you at least annually – usually around the time of an annual review of your portfolio and strategy.
The range and frequency of services provided for each client is agreed at the time of confirming our ongoing service engagement. A fixed price for the agreed package is struck at the commencement of our engagement with you.
Payment for Services
Operating on a ‘fee for service’ basis, we offer clients two options for payment.
In respect of initial advice, upfront charges are generally collected directly from you (and you may opt to have this paid by a product provider). Ongoing Fee Arrangements or Fixed Term Service Agreements fees are generally collected in the form of a monthly adviser revenue.
You select the method of payment so that there is transparency in disclosure as to what the costs are and what services have been agreed upon.
Service Packages
Our base-level advisor-contact package – Package C – is a ‘low touch’ offering for the client who is confident of their strategy; and of their ability to manage their portfolio.
The next level – Package B – is a ‘higher touch’ package that ensures we have regular contact with clients: this is a popular package for the relatively new clients needing support in growing their understanding about investment matters; or the established client wanting to consult more regularly with their adviser.
Our service package for the client who wants to work closely with us in the development and management of their wealth strategies (and implementation thereof), is Package A.
Outside the Arrangements
Other services requested subsequent to engagement are charged on an agreed basis for each service. Where clients seek our services beyond the agreed, service package, our published hourly rate applies to the provision of their specific requirement. In most cases, we will be able to provide a quote before commencement of the task.
Where this service need arises, clients can be assured that a fair and reasonable attitude will apply to costs – and in cases where we have a detailed knowledge of the relevant facts, the cost will be considerably less than in those cases where we need to establish detailed background information.
To talk with our team Contact Us today.
FAQS
Financial Planning FAQs
Can an independent third party endorsement of the firm’s reputation be obtained
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Does the firm have a reputation for its financial planning, both with its clients and in the industry?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
How do the advisers approach their financial planning role?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
What financial planning philosophy does the firm apply?
Our clients agree that we are a conservative practice: having taken the time to determine the needs, goals and objectives of our clients, we seek to provide them with financial advice that will best utilise the resources available to them in achieving those aims – we deliver personalised, professional wealth management advice in an environment where capital preservation is an important element.
What is the Continuum Financial Planners ownership structure?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Who is the financial planning company?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Will the financial planner understand me and my needs?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
What Does a Financial Planner Do?
A financial planner is a professional who assists clients in achieving their financial goals within a specified timeframe, optimising the use of available resources. At Continuum Financial Planners (ContinuumFP), our financial planners are appropriately qualified and experienced in a variety of advice services to help clients achieve their financial goals
- Wealth Accumulation and Investment Strategies
- Asset Protection and Risk Insurance Strategies
- Cashflow Management, including Debt Management
- Superannuation Strategies, including Self-Managed Superannuation Funds
- Retirement Planning, including Centrelink Strategies
- Estate Planning
Our financial planners listen to their clients, understand their needs, and provide tailored solutions. For more details on their qualifications and experience, visit the Adviser Profile page on our Financial Services Guide.
If you think our Financial Planners at ContinuumFP can assist you, please book a meeting or call us on 07 3421 3456.
How Can a Financial Planner Help Me?
The financial planners at Continuum FP will:
- Understand your financial goals and their significance to you
- Work with you to assess your resources
- Determine which advice services may best help you achieve your goals within your timeframe
Our advice services include:
- Wealth Accumulation and Investment Strategies
- Asset Protection and Risk Insurance Strategies
- Cashflow Management, including Debt Management
- Superannuation Strategies, including Self-Managed Superannuation Funds
- Retirement Planning, including Centrelink Strategies
- Estate Planning
If you think our Financial Planners at ContinuumFP can assist you, please book an initial meeting or call us on 07 3421 3456.
How Much Money Do I Need to See a Financial Planner?
Consulting a financial planner is less about the amount of money you have and more about achieving specific financial goals. At ContinuumFP, we understand that every client’s situation is unique. Our initial meetings are no-cost and provide an opportunity to discuss your financial circumstances, goals, and how our advice can be tailored to you.
If you think our Financial Planners at ContinuumFP can assist you, please Book an initial meeting or call us on 07 3421 3456.
When Should I See Financial Planning?
Financial planning advice becomes particularly valuable when you experience key life or financial milestones, including:
- Starting or changing employment
- Moving out of your parents’ home
- Buying property
- Entering a personal or business relationship
- Starting a business or family
- Planning for or commencing retirement
- Aged Care
- Receiving an inheritance or benefiting from a capital gain
Our financial planners possess expertise in guiding clients through these significant events. If you think our Financial Planners at ContinuumFP can assist you, please book an initial meeting or call us on 07 3421 3456.
Who are Continuum Financial Planners?
Continuum Financial Planners Pty Ltd (ContinuumFP), based in Upper Mount Gravatt, has been offering financial planning advice since January 2004. Serving clients across South East Queensland and beyond, we are a Corporate Authorised Representative of Lifespan Financial Planning Pty Ltd (AFSL 229892).
What are your fees?
At ContinuumFP we operate on a ‘fee for service’ basis. All advice fees are quoted before work commences; and ongoing service fees are packaged and priced according to your individual needs and requirements and confirmed in an Ongoing Fee Arrangement or a Fixed Term Service Agreement.
A fee guide is outlined in your Adviser’ specific Adviser Profile on our Financial Services Guide and Adviser Profile page.
Initial Meeting Cost
Our initial meetings are complimentary. They are an opportunity to discuss your financial goals and determine which advice services might benefit you.
A fee guide is outlined in your Adviser’ specific Adviser Profile on our Financial Services Guide and Adviser Profile page.
Initial Meeting Cost
Our initial meetings are complimentary. They are an opportunity to discuss your financial goals and determine which advice services might benefit you.
How do I know if Continuum Financial Planners is the right fit for me?
The best way to determine if we’re the right fit for you is through an initial meeting. It’s a no-cost opportunity to discuss your financial aspirations and concerns. If we can’t provide the specific advice you need, we’ll let you know.
BLOG
Recent Articles
Retirement contentment
We describe retirement contentment as being comfortable with your lot in this phase of your life. Being satisfied of course,
Read More +
Wealth Management mistakes callout
Whilst this wealth management mistakes callout mainly deals with aspects aspect of investing, there are others that could be considered.
Read More +
Super mistake in disinterest
The disappointing outcome of the Super mistake in disinterest in this asset is avoidable. We urge attention to your Super
Read More +
Estate Planning completeness
– A Letter of Wishes Estate Planning completeness goes well beyond having a valid Will. Although that document is
Read More +
A better Aged Care outcome
A better Aged Care outcome. This analogy reworks an old adage (that ‘Proper preparation prevents poor performance’) we consider some
