Life Insurance
Protection Strategies to minimise the financial impact of unexpected life events.
Life Insurance
Securing Your Family's Financial Future
Protection Strategies for Life’s Unexpected Turns
Life insurance cover is essential for safeguarding you and your dependents against the financial strain of unforeseen life events. Policies cover a range of insurable events, including death, permanent disability, critical illness, and loss of income due to illness or injury. Depending on your policy, you could receive a lump sum payment or ongoing income support, providing peace of mind and financial stability.
Determining Your Life Insurance Needs
How much life insurance cover do you need? At ContinuumFP, we conduct thorough evaluations to determine the optimal level of financial protection for you. Our personalised life insurance protection advice considers your desires, whether it’s to maintain your dependents’ lifestyle, covering debt repayments, replacing or renovating the family home, or providing a consistent income stream.
ContinuumFP Personal Risk Insurance Services
Consult with our financial advisers to tailor your personal risk management strategy. We ensure your plan remains relevant through annual reviews, adapting to your changing circumstances.
Ready to secure your financial future?
Contact us to discuss your life insurance needs or book a meeting with our team today.
TESTIMONIALS
What our clients say
Can highly recommend Damien at Continuum. We’re at the initial stages of our planning and Damien has given us sound advice and a thorough report which has helped us determine our future goals.
Jessie
Damien Ferguson from Continuum Financial Planners has been an invaluable asset in helping me navigate my financial future. I was impressed by his comprehensive approach, which included not only financial planning advice but also securing appropriate business and personal insurances. Damien took the time to understand my unique needs and goals, and I felt confident in his recommendations. I highly recommend Damien and Continuum Financial Planners to anyone seeking financial guidance or looking to invest and protect their financial future.
Damien C
I have been seeing Warwick Bragg, as my Financial Planner, for the past 12 months. He is always friendly and very professional. More importantly, he explains complex financial concepts in a way that I can easily understand. He is easy to deal with and his advice to date, has been excellent. I would highly recommend Warwick Bragg and the services of Continuum Financial Planners.
Michelle
Waz has managed my affairs for over a decade. He's taken all the curve-balls in stride and always in good humour. I couldn't recommend his services more enthusiastically!
Dan
Warwick, thank you so much for traveling to meet with us face to face to discuss our personal financial needs and goals – we are very grateful that you took the necessary time to understand our private and business situation and comprehensively explore our options with us.
Rachel
The team at Continuum Financial Planners Pty Ltd show us care and concern for our welfare which is reflected in the way they are flexible about the arrangements for our meetings so as to accommodate my needs when medication occasionally causes discomfort
South Brisbane
FAQS
Financial Planning FAQs
Can an independent third party endorsement of the firm’s reputation be obtained
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Does the firm have a reputation for its financial planning, both with its clients and in the industry?
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How do the advisers approach their financial planning role?
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What financial planning philosophy does the firm apply?
Our clients agree that we are a conservative practice: having taken the time to determine the needs, goals and objectives of our clients, we seek to provide them with financial advice that will best utilise the resources available to them in achieving those aims – we deliver personalised, professional wealth management advice in an environment where capital preservation is an important element.
What is the Continuum Financial Planners ownership structure?
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Who is the financial planning company?
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Will the financial planner understand me and my needs?
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What Does a Financial Planner Do?
A financial planner is a professional who assists clients in achieving their financial goals within a specified timeframe, optimising the use of available resources. At Continuum Financial Planners (ContinuumFP), our financial planners are appropriately qualified and experienced in a variety of advice services to help clients achieve their financial goals
- Wealth Accumulation and Investment Strategies
- Asset Protection and Risk Insurance Strategies
- Cashflow Management, including Debt Management
- Superannuation Strategies, including Self-Managed Superannuation Funds
- Retirement Planning, including Centrelink Strategies
- Estate Planning
Our financial planners listen to their clients, understand their needs, and provide tailored solutions. For more details on their qualifications and experience, visit the Adviser Profile page on our Financial Services Guide.
If you think our Financial Planners at ContinuumFP can assist you, please book a meeting or call us on 07 3421 3456.
How Can a Financial Planner Help Me?
The financial planners at Continuum FP will:
- Understand your financial goals and their significance to you
- Work with you to assess your resources
- Determine which advice services may best help you achieve your goals within your timeframe
Our advice services include:
- Wealth Accumulation and Investment Strategies
- Asset Protection and Risk Insurance Strategies
- Cashflow Management, including Debt Management
- Superannuation Strategies, including Self-Managed Superannuation Funds
- Retirement Planning, including Centrelink Strategies
- Estate Planning
If you think our Financial Planners at ContinuumFP can assist you, please book an initial meeting or call us on 07 3421 3456.
How Much Money Do I Need to See a Financial Planner?
Consulting a financial planner is less about the amount of money you have and more about achieving specific financial goals. At ContinuumFP, we understand that every client’s situation is unique. Our initial meetings are no-cost and provide an opportunity to discuss your financial circumstances, goals, and how our advice can be tailored to you.
If you think our Financial Planners at ContinuumFP can assist you, please Book an initial meeting or call us on 07 3421 3456.
When Should I See Financial Planning?
Financial planning advice becomes particularly valuable when you experience key life or financial milestones, including:
- Starting or changing employment
- Moving out of your parents’ home
- Buying property
- Entering a personal or business relationship
- Starting a business or family
- Planning for or commencing retirement
- Aged Care
- Receiving an inheritance or benefiting from a capital gain
Our financial planners possess expertise in guiding clients through these significant events. If you think our Financial Planners at ContinuumFP can assist you, please book an initial meeting or call us on 07 3421 3456.
Who are Continuum Financial Planners?
Continuum Financial Planners Pty Ltd (ContinuumFP), based in Upper Mount Gravatt, has been offering financial planning advice since January 2004. Serving clients across South East Queensland and beyond, we are a Corporate Authorised Representative of Lifespan Financial Planning Pty Ltd (AFSL 229892).
What are your fees?
At ContinuumFP we operate on a ‘fee for service’ basis. All advice fees are quoted before work commences; and ongoing service fees are packaged and priced according to your individual needs and requirements and confirmed in an Ongoing Fee Arrangement or a Fixed Term Service Agreement.
A fee guide is outlined in your Adviser’ specific Adviser Profile on our Financial Services Guide and Adviser Profile page.
Initial Meeting Cost
Our initial meetings are complimentary. They are an opportunity to discuss your financial goals and determine which advice services might benefit you.
A fee guide is outlined in your Adviser’ specific Adviser Profile on our Financial Services Guide and Adviser Profile page.
Initial Meeting Cost
Our initial meetings are complimentary. They are an opportunity to discuss your financial goals and determine which advice services might benefit you.
How do I know if Continuum Financial Planners is the right fit for me?
The best way to determine if we’re the right fit for you is through an initial meeting. It’s a no-cost opportunity to discuss your financial aspirations and concerns. If we can’t provide the specific advice you need, we’ll let you know.
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