Retirement Planning
...turning your retirement dreams into SMART goals!
Retirement Planning
Crafting Your Future Today
Start Early for a Better Tomorrow
Retirement planning is crucial, and the earlier you begin, the smoother your journey will be. No matter where you are in life, it’s never too soon to prepare for retirement. Implementing a strategy early simplifies achieving your goals.
Expertise at Your Service
At Continuum Financial Planners (ContinuumFP), our experienced team offers tailored solutions for your retirement plan.
Where Are You in Your Retirement Journey?
- Considering Retirement? It’s more than just financial preparation; it’s about being ready physically, mentally, and financially. Financial independence, supplementing superannuation with Centrelink benefits, or relying on Centrelink – where do you stand?
- Thinking About Early Retirement? Reducing work hours and boosting superannuation contributions can accelerate your savings.
- Is Centrelink in Your Plan? Advance planning ensures you maximise any Centrelink benefits, including Age Pension and Health Card entitlements.
Choosing Your Retirement Income Stream
Retirement income can come from superannuation pensions (like Account Based Pensions) or assets outside superannuation. Many opt for a mix of both. Whether it’s through a self-managed super fund or public offer platforms, we can guide you.
Tailored Strategies for Every Individual
Every person’s circumstances are unique, requiring a customised approach to investment strategy, asset allocation, and risk profiling. Contact ContinuumFP to start on a path toward a financially independent retirement.
Long-Term Planning for a Comfortable Retirement
A well-structured wealth accumulation and management program is key to a comfortable retirement. At ContinuumFP, we are committed to ensuring your retirement income is both adequate and tax-efficient.
Take the Next Step and Begin Shaping your Retirement Journey
To discuss your retirement planning needs with our team, contact us. Your first consultation is free.
TESTIMONIALS
What our clients say
I have been a very satisfied customer of Continuum since 2007 when I purchased a house. My husband and I engaged Warwick Bragg as our financial adviser and saw our superannuation balance grow exponentially over the years. The advice received for retirement and estate planning has been spot-on. We are now comfortably set-up in retirement, with no debts and a healthy financial future. We are grateful for the advice received. We appreciate the personal service, the quick responses to our questions, and the genuine care and concern for our individual needs. We fully recommend and endorse the services of Continuum.
David
I have dealt with Warwick Bragg at Continuum for over 12 years and I am very satisfied with the advice, the promptness of service and the openness of fee structures. Warwick is open and innovative in recommending strategies and ideas that are tailored for the individual client.
I have particularly benefited from his knowledge of Transition to Retirement Planning and then the actual Planning to Retire stages of financial advice. I have benefited most, when I have clearly articulated my own objectives in life, so that any financial strategies could be targeted best to meet those goals
Ian
Warwick, thank you so much for traveling to meet with us face to face to discuss our personal financial needs and goals – we are very grateful that you took the necessary time to understand our private and business situation and comprehensively explore our options with us.
Rachel
Warwick and the team keep us informed of developments in investment markets, about regulation changes affecting retirement planning and income streams and provide counsel about structuring the investments we have accumulated. Our family looks forward to an ongoing working relationship with ContinuumFP for many years to come.
Don – Gold Coast
As an engineer I am very interested in quality data and professional analysis. In the almost five years since I confirmed their appointment Eric and Warwick as my Advisers, have been very responsive to my needs and provide detailed information when I am asked to consider any recommendations they are making.
Noosaville, Qld
FAQS
Financial Planning FAQs
Can an independent third party endorsement of the firm’s reputation be obtained
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Does the firm have a reputation for its financial planning, both with its clients and in the industry?
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How do the advisers approach their financial planning role?
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What financial planning philosophy does the firm apply?
Our clients agree that we are a conservative practice: having taken the time to determine the needs, goals and objectives of our clients, we seek to provide them with financial advice that will best utilise the resources available to them in achieving those aims – we deliver personalised, professional wealth management advice in an environment where capital preservation is an important element.
What is the Continuum Financial Planners ownership structure?
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Who is the financial planning company?
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Will the financial planner understand me and my needs?
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What Does a Financial Planner Do?
A financial planner is a professional who assists clients in achieving their financial goals within a specified timeframe, optimising the use of available resources. At Continuum Financial Planners (ContinuumFP), our financial planners are appropriately qualified and experienced in a variety of advice services to help clients achieve their financial goals
- Wealth Accumulation and Investment Strategies
- Asset Protection and Risk Insurance Strategies
- Cashflow Management, including Debt Management
- Superannuation Strategies, including Self-Managed Superannuation Funds
- Retirement Planning, including Centrelink Strategies
- Estate Planning
Our financial planners listen to their clients, understand their needs, and provide tailored solutions. For more details on their qualifications and experience, visit the Adviser Profile page on our Financial Services Guide.
If you think our Financial Planners at ContinuumFP can assist you, please book a meeting or call us on 07 3421 3456.
How Can a Financial Planner Help Me?
The financial planners at Continuum FP will:
- Understand your financial goals and their significance to you
- Work with you to assess your resources
- Determine which advice services may best help you achieve your goals within your timeframe
Our advice services include:
- Wealth Accumulation and Investment Strategies
- Asset Protection and Risk Insurance Strategies
- Cashflow Management, including Debt Management
- Superannuation Strategies, including Self-Managed Superannuation Funds
- Retirement Planning, including Centrelink Strategies
- Estate Planning
If you think our Financial Planners at ContinuumFP can assist you, please book an initial meeting or call us on 07 3421 3456.
How Much Money Do I Need to See a Financial Planner?
Consulting a financial planner is less about the amount of money you have and more about achieving specific financial goals. At ContinuumFP, we understand that every client’s situation is unique. Our initial meetings are no-cost and provide an opportunity to discuss your financial circumstances, goals, and how our advice can be tailored to you.
If you think our Financial Planners at ContinuumFP can assist you, please Book an initial meeting or call us on 07 3421 3456.
When Should I See Financial Planning?
Financial planning advice becomes particularly valuable when you experience key life or financial milestones, including:
- Starting or changing employment
- Moving out of your parents’ home
- Buying property
- Entering a personal or business relationship
- Starting a business or family
- Planning for or commencing retirement
- Aged Care
- Receiving an inheritance or benefiting from a capital gain
Our financial planners possess expertise in guiding clients through these significant events. If you think our Financial Planners at ContinuumFP can assist you, please book an initial meeting or call us on 07 3421 3456.
Who are Continuum Financial Planners?
Continuum Financial Planners Pty Ltd (ContinuumFP), based in Upper Mount Gravatt, has been offering financial planning advice since January 2004. Serving clients across South East Queensland and beyond, we are a Corporate Authorised Representative of Lifespan Financial Planning Pty Ltd (AFSL 229892).
What are your fees?
At ContinuumFP we operate on a ‘fee for service’ basis. All advice fees are quoted before work commences; and ongoing service fees are packaged and priced according to your individual needs and requirements and confirmed in an Ongoing Fee Arrangement or a Fixed Term Service Agreement.
A fee guide is outlined in your Adviser’ specific Adviser Profile on our Financial Services Guide and Adviser Profile page.
Initial Meeting Cost
Our initial meetings are complimentary. They are an opportunity to discuss your financial goals and determine which advice services might benefit you.
A fee guide is outlined in your Adviser’ specific Adviser Profile on our Financial Services Guide and Adviser Profile page.
Initial Meeting Cost
Our initial meetings are complimentary. They are an opportunity to discuss your financial goals and determine which advice services might benefit you.
How do I know if Continuum Financial Planners is the right fit for me?
The best way to determine if we’re the right fit for you is through an initial meeting. It’s a no-cost opportunity to discuss your financial aspirations and concerns. If we can’t provide the specific advice you need, we’ll let you know.
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