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Articles posted on this Page have substantially been written by the ContinuumFP team: we accredit the work of any experts whose work is reproduced.

a light blue coloured basket of eggs labelled with inflow sources of money, and a darker blue bowl of eggs labelled with investment products - signifying sourcing funds to invest

Sourcing funds to invest

How can I set aside funds to invest? When considering wealth accumulation strategies, you may be concerned as to how

white piggy bank on a green grass lawn under a lightly clouded sky and with a man making a monetary contribution into the piggy bank representing an eligible contribution to super; a prsonal superannuation account; or perhaps otherwise investing surplus cash

Investing surplus cashflow

From minimum pension drawdown… Does your minimum pension drawdown give rise to surplus cashflow? Have you thought about investing surplus cashflow arising

two hands drawn to show a thumb facing up (as the one on the left, coloured bright green) and thumb down (as on the right, coloured bright red) indicasting the level of acceptance of the proposition - in this case, life insurance within superannuation

Life Insurance within Superannuation

Holding certain types of Life Insurance within Superannuation is prudent practice. For some people, this is the only personal risk

the words pros and cons on a balance pole whose fulcrum is a question mark indicating the need to weigh up whether tpd insurance should be held within superannuation

TPD Insurance within Superannuation

Should I hold my TPD insurance within Superannuation? In our article ‘Superannuation linked Life Insurance‘, we discussed which insurance products

Income Replacement Insurance

Comparing Income Protection Insurance with Salary Continuance Insurance Income Protection insurance is the more common name for this particular life

group of young professional people standing during a break in their meeting - views from the adjacent windows show them to be high in a building looking toward a city rooftop scape - discussing occupation definitions

Occupation Definitions for TPD and IP Insurance

Occupation Definitions influence insurance cost and benefit This article addresses the issue of particular definitions applying to your occupation for

words on spiral bound notepad saying 'KNOW THE RULES' as an alert to government regulation - applyimg also to Modern Awards and Superannuationchanges - in this article to account based pension assessments

Account Based Pensions assessment rules change

When do these pension assessment rules apply? Since 1 January 2015, new account based income streams have been treated differently

Title Page of a Power of Attorney document ready to be signed with a fountain pen lying in wait

Appointing an EPA

Appointing an EPA – what is that; and, when is one needed? Appointing an EPA is an important process that can save

a hessian moneybag with a dollar sign overlaid with a magnifying glass examining the contents, alongside five cut out wooden houses as part of the asset base where capping superannuation funding is reviewed

Capping Superannuation funding

Why is capping superannuation funding in question? Governments around the world are facing debt concerns that threaten their ability to

image shows a kitten looking into a mirror and seeing itself as a grown lion, assuming it can achieve all that the bib cat can, looking a bit like direct insurance being compared to properly considered strategic insurance and bewrae direct insurance reliance

Beware direct insurance reliance

Direct life insurance, taken online from a TV ad! That may be convenient – but can you rely on it

a small paper Australian flag overlays a range of credit cards available to choose from in Australia - choose the right credit card

Choose the right Credit Card

…and review the credit card choice regularly! Choosing the right credit card isn’t always an easy exercise. The following article

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