Articles Library
Articles posted on this Page have substantially been written by the ContinuumFP team: we accredit the work of any experts whose work is reproduced.
Life Insurance within Superannuation
Holding certain types of Life Insurance within Superannuation is prudent practice. For some people, this is the only personal risk
TPD Insurance within Superannuation
Should I hold my TPD insurance within Superannuation? In our article ‘Superannuation linked Life Insurance‘, we discussed which insurance products
Income Replacement Insurance
Comparing Income Protection Insurance with Salary Continuance Insurance Income Protection insurance is the more common name for this particular life
Occupation Definitions for TPD and IP Insurance
Occupation Definitions influence insurance cost and benefit This article addresses the issue of particular definitions applying to your occupation for
Account Based Pensions assessment rules change
When do these pension assessment rules apply? Since 1 January 2015, new account based income streams have been treated differently
Appointing an EPA
Appointing an EPA – what is that; and, when is one needed? Appointing an EPA is an important process that can save
Capping Superannuation funding
Why is capping superannuation funding in question? Governments around the world are facing debt concerns that threaten their ability to
Beware direct insurance reliance
Direct life insurance, taken online from a TV ad! That may be convenient – but can you rely on it
Choose the right Credit Card
…and review the credit card choice regularly! Choosing the right credit card isn’t always an easy exercise. The following article
Recommend ContinuumFP on Google and more
Continuum Financial Planners Pty Ltd wants to share You are invited to recommend ContinuumFP website and our social media channels
Excess nonconcessional contributions refundable
Excess nonconcessional contributions – what are they? Nonconcessional contributions are amounts you add to super from after-tax or tax-free money.
Superannuation guarantee rate changes
What is the prescribed superannuation guarantee rate payable? The 2014 Federal Budget introduced superannuation guarantee rate changes. The Government has