Articles Library
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Deeming
What is deeming? Centrelink and Veteran’s Affairs calculate your Income Test assessing income from certain assets to determine the level
Buy-Sell Agreements
What are Buy-Sell Agreements? Buy-sell agreements are legal contracts that allow for the transfer of a business to a previously
Enduring power of attorney
What is an Enduring Power of Attorney – EPA? A document giving an agent authority to act on another’s behalf
Legal Adviser liaison
When does your financial planner need to liaise with your legal adviser? Part of the role of professional advisers is
Beneficiary
Defining ‘beneficiary’ for purposes of this article A beneficiary is a person who has a legal right to the use
Business Succession
What do we mean by ‘business succession’? Succession is the passing of something from the current holder to the next
Intergenerational Assets
What are Intergenerational Assets? By intergenerational assets, we refer to assets – that a family accumulates over time and then
Gifting
How Centrelink treats Gifting.1 In order to prevent you from simply giving away your assets to qualify for age pension
Income Maintenance Period
What is the ‘Income Maintenance Period’? The Income Maintenance Period (IMP) treats – lump sum payments for outstanding leave and
Newstart Allowance
What is the Newstart Allowance? Newstart Allowance (NSA) serves to support those who are actively seeking employment or participating in approved
Income and Assets Tests
What are the income and assets tests for Centrelink benefits? Centrelink uses the income and assets tests to determine –
Markets Outlook 2010
Our Markets Outlook 2010 is presented for – general interest – and for guidance to our clients as to the investment