small piles of AUD1 coins and some scattered loose on an artcile in a magazine showing that low interest rates are ending, interest rates rise

Interest rates rising

Interest rates rising isn’t always a bad thing. It can reflect a strong economy, and it can pave the way

a multi-coloured pie chart representing allocation to various investment classes including commodities, in a diversified portfolio

Commodities Investment

Commodities investment is emerging as an important component in portfolio construction Investment Strategies using Commodities within a diversified portfolio have

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scattering of Australian paper money in denominations of ten, twenty, fifty and hundred dollar, used to show financial benefits of investment of tax refund; optimising super death benefits; mitigating financial risk with insurance, the effects of stimulus pacakage during the GFC; policy benefits paid on claim

Superannuation Death Benefits

Payments made by the trustee of a superannuation fund, following the death of a member, are Superannuation death benefits. They

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graphic representation of the emotions and investment attitudes of investors showing the likelihood of making the wrong decisions at the wrong time, highlighting the need for investment discipline, particularly during times of negative investment returns

Negative Investment Returns

Negative investment returns will be a challenge for some and an opportunity for others. In this article we reiterate that

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a graphic showing people pondering questions relevant to eventual retirement consideration - one of which is superannuation and their choice of a fund

Choice of Fund

What is Choice of Super(annuation)/Fund? Choice of fund in respect of superannuation is a law that was introduced to give

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a collage of images and signs indicating the importance of superannuation and the scheme under which it is guaranteed for employees

Superannuation guarantee matters

The information in this Superannuation Guarantee article replaces our original post from December 2009 and is largely drawn from the

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young girl diligently placing coins in jars set aside for 'education', 'savings', and 'toys' each jar labelled with pink labels. Some unallocated coins still lie on the table on which she is 'working'. Setting a strategy for funding education costs

Funding Education costs

Funding education costs for their children is a prospect that exercises the minds of many families. The demands of modern

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man using a magnifying g;ass to review two nest egg baskets, filled to different levels by golden eggs. He is wearing a suit and tie, but contemplating splitting superannuation with his spouse with an eye to improving retirement funding

Superannuation Splitting

any Superannuation splitting occurs when one partner in a relationship – transfers contributions made into their own superannuation account, to

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Superannuation Nonconcessional Contributions

What are superannuation nonconcessional contributions? Superannuation nonconcessional contributions are contributions that have been made – by an individual member; and

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three stacks of coins of different heights; each is topped by a wooden block with an image of a 'circle' face. The one on the tallest stack is laughing, the mid-sized stack has a smiley face, and the small stack has a frown. These represent what is left of the different categories of termination payment after the tax has been deducted

Termination Payment categories taxed differently

What termination payment categories might you receive on ceasing employment? Employment termination payment categories are either – redundancy payment; accrued

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