Everyday wealth management

New Year resolutions need to translate to everyday activities

Make everyday wealth management an everyday activity…

As a precursor to ‘happy’ days ahead, everyday wealth management will translate to more satisfactory financial outcomes in the future.

Each new year brings its own challenges, opportunities, disappointments and great expectations.

Have you made adequate preparation to seize the best of these for the coming year?

Some wealth management matters you might want to pay attention to before the year gets away include –

• Estate Planning.  It’s not just for the ‘wealthy’.  If your Will –
  • hasn’t been reviewed in the past 3 years, or
  • if you have experienced a ‘major event’ since the last review,
  • check the document: does it say what you currently want it to say in the event of your death, and
  • if you haven’t yet attended to the preparation of a Will, or of Enduring Powers of Attorney – get started now!
• Cashflow Management.  If you don’t already work to a personal budget that releases funds for future plans, work on one – urgently.   You should already have a regular savings plan working for you.  If that is lacking, be aware of what opportunities you might miss through the lack of available, accessible funds;
• Wealth Management.  Request our Financial Health Checklist –
  • available on request through the link shown –
    • to see if there are any areas of your financial position that should be subject to advice –
    • from an experienced financial adviser;
• Superannuation.  Plan to make an undeducted contribution to your superannuation account.  Be watchful to avoid any tax penalties for breaching ‘caps’;
• Personal Risk Insurance.  Ensure you have protected income-generating capacity to the best of your ability.  This will secure your financial well-being –  and that of your dependants; and
• Financial Planning.  Review your financial plan (including your superannuation account/s) with a trusted adviser.

Advice on your wealth management

For guidance and advice on wealth management in your individual circumstances, meet with one of the Continuum Financial Planners’ experienced adviser team.  They will –

• listen to your needs and objectives;
• understand your circumstances, opportunities and challenges; and
• offer solutions to your wealth management dilemmas.

To make an appointment with us –

phone our office on 07-34213456, or

at your convenience, use the linked Book A Meeting facility.

(This article was first posted by us in July 2010.  It has occasionally been refreshed/ updated, most recently in February 2025.)