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financial planner with back to camera faces a client couple sitting opposite at a small desk to present their insurance review; or perhaps their esatate planning and beneficiary nominations

Beneficiary

Defining ‘beneficiary’ for purposes of this article A beneficiary is a person who has a legal right to the use

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pie-chart multi-coloured graph on right hand side shows 23 financial year commonwealth government expenditure breakdown - with notes to left explaining that government revenue comes from Taxation. Has logo of Continuum Financial Planners - investment success contributor: taxation - in no small measure thanks to imputation credits in dividend imputation; personal tax wisdom in use of refund. Individuals may get a tax offset for making a spouse superannuation contribution; and need awareness of capital gains tax basics

Discretionary Trusts

As the description infers, discretionary trusts are structures under which the controllers exercise discretion in undertaking their responsibilities.  Trustees are

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